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Understanding Debt-to-Income Ratio
Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to Sep 14, 2023
How to Avoid Private Mortgage Insurance (PMI)
Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) Sep 12, 2023
How to Save for a Down Payment: 9 Tips for First-Time Homebuyers
Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back Sep 05, 2023
Do VA Entitlements Ever Expire?
One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mo Aug 29, 2023
Get a Mortgage even if You Just Started a New Job
One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable sour Aug 22, 2023