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Fannie, Freddie, and Ginnie and What Do They Have to Do With My Mortgage?

If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan? Aug 18, 2021

This New Mortgage Rule Could Save You from Foreclosure

Since the COVID-19 pandemic hit, millions of Americans lost jobs and many homeowners have had a hard time keeping up with their mortgage payments.According to the Consumer Financial Protection Bureau, Aug 11, 2021

How to Get a Mortgage Without a Credit Score

Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But w Aug 04, 2021

How Big Credit Card Purchases Can Hurt Your Mortgage Terms

When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the Jul 28, 2021

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it Jul 21, 2021

Can Refinancing Hurt My Credit Score?

Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you Jul 14, 2021