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What’s More Important: Lower Home Prices or Mortgage Rates?
When buying a home, there are several factors that affect how much mortgage you can afford. Two of the most important are the property prices and current mortgage interest rates. Is it better to searc Jul 31, 2019
What is a Mortgage Servicer?
You recently closed on your mortgage loan and have been making your payments to your lender. Then one day, you get a letter in the mail informing you that your loan has been sold and you have a new mo Jul 24, 2019
Energy Efficient Mortgage Program
The federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans in their homeownership dreams is the Ener Jul 17, 2019
What is a Loan-to-Value Ratio?
Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how do Jul 10, 2019
Happy 4th of July
We want to wish you a Happy Fourth of July! It is because of clients like you who believe in this great country and the dream of homeownership that we have reason to celebrate. "W Jul 03, 2019